Car insurances when ur under 18?

i dont get insuraces... if the car is insured (my parent car) can i drive it? or when do i need to be insured? i live in california and i have a permit right now

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I am currently paying $54 a paycheck to cover my husband and myself. It would cost me $18 for myself only and $102 for family. We do not have any deductibles, only copays. Emergency room $125, urgent care $40, specialist $30, ob $15, and pcp $15. I have an epo from United. I am curious to know what other people are paying for health insurance.

Pay out of pocket for my car or go through my insurance company?

I live on a hill. Last week, in a quirky weather situation, the street I live on got super-slick just long enough for my 2000 Toyota Camry to go into a 300' free-slide down the hill and crash into a curb and a tree. It was a one-car accident, no one was injured. The repairman can only give me a rough estimate at this time but he thinks it'd cost about $1500 to repair using old body parts, although he says it could cost more if he finds more damage as he goes along--in that case he thinks it might cost up to $2,000 to patch it up out of pocket. I asked him about the pros and cons of paying out of pocket vs. going through insurance in my particular case. He said that if I chose to go through insurance--which would mean getting a USAA adjuster out and all--that he was thinking it would probably cost $2500 to repair, maybe more if it turned out there was more damage that he could see at this time. But he pointed out that I'd have to pay the deductible (which I think is $500 for my car, not sure) and that my insurance rates would go up. But then you'd end up with a new-looking car. [as opposed to a patched-up looking car]. My husband absolutely wants to pay out of pocket--he does not want to involve our auto insurance company, saying, The insurance company is only for the big accidents. But I'd like to keep this car for several more years if I can because there's no car out there that I like better, so I'm wondering if maybe it might be worth going through the insurance company. Here's a little more information: My 2000 Toyota Camry has 115,000 miles on it and has been very reliable over the years. The motor wasn't damaged and, in fact the car is already driving well again except that one headlight and blinker are broken. There is, of course, body damage to the front and hood, plus a 6 crack over the left back tire (not very deep), which occurred when I backed out of the tree, slid again, and hit the curb on the opposite side of the street. Re: Our insurance situation? We (me and my 3 driving age children) had a string of costly minivan accidents in the 1990s: 1. one in 1997 when my daughter totaled my van, and got sued for injuries by 2 people in the other car (the lawsuit was settled many years ago but it dragged out for years). 2. one by me, a one-car accident, no injuries, our insurance company paid for the damage minus the deductible 3. 2 accidents caused by other drivers, so my insurance company didn't have to pay any damages--I don't know if USAA takes accidents caused by other people into consideration or not. 4. My son totaled my van in 2000 [which is why my current car is a year 2000]. So we have not called upon our insurance company for any expenses for almost 11 years now. Regarding traffic tickets? I got one 3-4 years ago for speeding--35 or 40 mph in a 25 mph zone-. If my points from this ticket have expired by now (not sure), then there are no other points on our record. Our children are now out of the nest and only one of them borrows our car when she comes to visit once every month or two. I put less than 10,000 miles/year on my car for work and vacations. We live in PA. So my question is this: Given the age of the car, amount of damage, etc., is it worth going through our insurance company to get the car fixed rather than pay OOP--or would going through insurance raise our insurance premiums so much that it wouldn't be worth it?

How and what is cheap auto insurance?

Why are drivers often required to carry car insurance even if their cars aren't worth much?

I want to know why a driver has to have car insurance if the car isn't worth much. You know like a old car from way back in the day?

Can my husband be on his parents car insurance?

Can my husband be on his parents insurance with his car and be on my own insurance with my car? Because right now he is on his parents and I just got a car and I dont want to have both cars on my insurance plan.

Is it illegal to buy insurance out of state?

Is there any affordable way to get insurance, i am a first time driver, no collisions 17 years old btw on my dads user name, what is the most affordable way i can get insurance. All the quotes i have gotten so far have been 1300 for 6 months or more. I will drive a family car.

Car insurances when ur under 18?

i dont get insuraces... if the car is insured (my parent car) can i drive it? or when do i need to be insured? i live in california and i have a permit right now

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